OnlyFans vs LoyalFans: which one should you choose?

OnlyFans is the subscription brand most new fans already recognize. LoyalFans is an adult-leaning alternative with more ways to sell in one place: store clips, live shows, video calls and shoutout-style videos, depending on what you turn on.

Both usually land around an 80/20 split on core earnings. Choose OnlyFans when name recognition and flexible withdrawals matter most. Choose LoyalFans when store, live and personalized extras are a real part of your offer and you can plan cash flow around a fixed payout calendar. Check today’s LoyalFans split and schedule in your wallet before you move fans.

Wider menu: OnlyFans alternatives. Deeper LoyalFans read: LoyalFans review.

Fees

Platform	Usual creator share	Source / caveat
OnlyFans	You keep 80% (platform keeps 20% of each fan payment)	OnlyFans Terms
LoyalFans	Markets an 80/20 split across core earnings	Confirm in your LoyalFans wallet and terms. Limited promo days that raise the creator share are campaigns, not the usual rate.

A $25 subscription is about $20 to you on either site after the usual fee, before expenses and tax. The headline cut alone rarely decides this matchup.

Payout timing and cash flow

OnlyFans. New earnings usually sit in a pending balance for about seven days, then become withdrawable (Creator Center). After you request a payout, Creator Center says transfers take about three to five business days, on average, to reach your bank or wallet (method and location vary). Minimums depend on method. You can also set automatic weekly or monthly withdrawals once funds clear pending.

LoyalFans. CammingWebmasters’ LoyalFans affiliate program summary documents twice-monthly periods (1st–15th and 16th–month-end), each paid within about one to seven working days after the period closes, with a $50 ACH minimum. There is typically no on-demand “cash out whenever” button like OnlyFans after pending clears. Check your LoyalFans wallet for the current schedule and methods.

OnlyFans usually wins on withdrawal flexibility once funds clear pending. On LoyalFans, plan around fixed windows and that higher ACH minimum.

Ways to make money

Both support monthly subscriptions, tips and paid messages / unlocks.

LoyalFans extras (when enabled). Help docs cover a video store (clips sold à la carte), live shows, video calls (One on One) and shoutouts (short personalized videos with set turnaround windows; income can stay pending until you deliver) (Video Store; Shoutouts). Those matter if customs, lives and one-off clips are core to how you earn—and they mean more shooting, scheduling and reply work than a feed alone.

OnlyFans. Strongest as a simple monthly subscription plus chat and paid unlocks. You can sell clips and run lives where available; LoyalFans puts the video store, lives, calls and shoutouts more front-and-center as documented extras.

Referrals. The same CammingWebmasters summary describes LoyalFans as paying 5% lifetime on referred members’ spending and referred performers’ earnings. OnlyFans Statements can include referral earnings; check live OnlyFans referral terms in your account if that line matters. Treat referral income as a bonus either way.

Discovery and brand

OnlyFans still wins on name recognition. New visitors from social often need less explaining at the link.

LoyalFans markets stronger on-site browsing (popular / new / active filters and service-oriented discovery) than OnlyFans’ default model, where almost every fan arrives from a link you shared yourself. Filters are still limited compared with a full marketplace search. Promoting from other sites remains necessary for most accounts.

Privacy tools. Both have offered watermarking and country-level geoblocking. Older LoyalFans materials described finer geo options (for example state-level). Check the live block depth in each account if that is a deciding factor. See also the geoblocking guide.

Support. LoyalFans provides in-product help and account support routes; OnlyFans’ Creator Center references support@onlyfans.com. Response speed is not timed here.

Who should choose what

If this is your situation…	Lean toward
New fans from social need a brand they already understand	OnlyFans
You need flexible withdrawals after pending clears (and lower method minimums than LoyalFans’ $50 ACH pattern)	OnlyFans
You sell store clips, lives, calls or shoutout menus as seriously as a feed	LoyalFans
You want on-site browsing to help visitors already inside LoyalFans find you	LoyalFans (results still vary by account)
You mainly care about the usual marketed 80/20 fee	Either (confirm LoyalFans’ live split in-account)
You need OnlyFans’ brand and LoyalFans’ store, lives, calls or shoutouts enough to justify two calendars	Both

Bottom line: Pick OnlyFans for recognition and flexible cash-out after pending. Pick LoyalFans when the store, lives, calls or shoutouts are a real part of the offer and you can plan around a fixed payout calendar. Confirm today’s LoyalFans split and schedule in your wallet before you move fans.

Follower may earn a commission if you sign up through these links.